Do you need insurance to drive a car in Dubai?

In Dubai, auto insurance is required for all automobiles. Your insurance policy may cover damage brought on by accidents and natural catastrophes, depending on the kind you buy. You can choose any auto insurance coverage based on your budget and needs; third party insurance and comprehensive car insurance are both extremely popular in Dubai. In Dubai, it is necessary to get third-party auto insurance. Since third-party auto insurance only provides the most minimal protection, it is a very cost-effective choice for automobile owners. The only damages that the insured vehicle’s third-party auto insurance will pay for are those to the other vehicle. But both the insured person and the claimant are covered by comprehensive auto insurance in Dubai.


Lodge sure to follow these procedures if you wish to make a claim for losses brought on by an accident or another tragic circumstance:

Step 1: Take a picture of your car, any injuries to other drivers’ bodies, and their vehicle (if involved in an accident).

Step 2: Inform your insurance provider and the police about the accident. The insurance provider will examine your car and provide you with a reference number so you can submit an insurance claim. A copy of a driver’s license, registration card, or Mulkiya may be required by some insurance carriers.

Step 3: The workshop will provide you an estimated cost, which the insurance provider must authorize.

Additionally, it’s crucial to keep your driver’s license on you at all times. If not, your insurance claim won’t be accepted.


In Dubai, annual car insurance typically ranges from 1.25 to 3 percent of the vehicle’s worth. The quantity of prior insurance claims, the driver’s age, and the age of the driver’s license are additional variables that may affect the price of auto insurance in Dubai.

If you intend to stay with the same business, you may do so in accordance with their policies. However, you will require the following paperwork if you want to renew your insurance with a different provider:

  • A duplicate of a driver’s license
  • a replica of an Emirates ID
  • car registration information
  • passport replica
  • USE visa replica

By visiting the website of the chosen insurance provider, you can easily renew your auto insurance in Dubai online.


You cannot transfer your current insurance coverage to the new owner if it expires in less than nine months. If it has a validity period longer than nine months, you should ask your insurance provider if a transfer option is available. In the event that they do not transfer it to a new owner, you may also request a refund. You must disclose all the information about the new owner in order to distribute the policy. The business will then determine if the new owner satisfies the eligibility requirements or not. This is all the information you need for the insurance of your car and if it is necessary or not.

Required Documents to Rent a Car

If you are hoping to hire a car in Dubai the following documents need to be submitted in order to complete the booking process:

UAE Nationals & Residents

Original Passport or Copy (Residents)
UAE Resident ID Card
UAE Driving License

International Tourists

Original Passport or Copy
Stamped Visa Copy
A Valid International Driving License1

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